What to Do If Your Tenant Stops Paying Rent
Posted by Editor at Oct

As the global pandemic continues to put a stranglehold on the economy, finances may get even tighter for those on government assistance programs, which may soon come to an end. Any owner of a real estate property has many bills to pay, but what happens if their tenants stop paying rent? Of course, compassion is […]

Category: ', Guest Post
Do you really need an emergency fund?
Posted by Editor at Sep

What is an emergency fund? Simply put, it is a store of money, typically cash or a cash equivalent like an investment in US Treasury securities, that can be used in case of an emergency and only in an emergency. As financial advisors in northeast Ohio, where not only do we get lots of lake-effect […]

Category: ', Finance And Investment, Guest Post
Avoiding Bankruptcy Even With High Debt
Posted by Editor at Mar

Have you ever felt like your debt is so high the only way out is filing for bankruptcy? If so, you are definitely in good company. Consumer debt has been climbing steadily for many years and having medical debt on top of that can really make your financial future look bleak. With increasing amounts of […]

Category: ', Debt
Beware of Bankruptcy Scam Agencies
Posted by Editor at Jan

Filing for Bankruptcy is not something to do on a good day and we must avoid getting into that situation at all costs. However, if the time does arrive when we have no other option for settling our debts, we need to protect ourselves from fraudulent companies that are plotting to take advantage of our […]

Category: ', Bankruptcy
Investing for Beginners
Posted by Editor at Oct
Investing for Beginners Have you always been curious about investing but found yourself intimidated? It’s never too late to learn how to invest. Investing is a great way to grow your wealth over time. When you invest, you purchase something with the expectation of profiting from it in the future. You may think you have […]

Category: ', Finance And Investment
Hard Money Loans for Real Estate Investors
Posted by Editor at Oct

Whether you’re just starting your real estate venture or you’re an experienced professional, hard money loans are a convenient option for real estate investors to bring in deals. Hard money loans are often used for house flippers or real estate developers whose goal is to renovate or develop a property, then sell it for a […]

Category: ', Finance And Investment, Real estate
Filing a Time-Barred Proof of Claim in Bankruptcy Court Can Violate the FDCPA
Posted by Editor at Aug
In every bankruptcy case, in order for a creditor to receive funds from the debtor’s estate, the creditor must file a proof of claim. The debtor, trustee, or any other party in interest may object to a creditor’s claim to prevent the creditor from receiving any funds. One of the reasons to object is that the debt might […]

Category: ', Bankruptcy, Opinions Against Bankruptcy
What to Expect After Bankruptcy?
Posted by Editor at Jul

Bankruptcy acts as the safety net, which protects the people from falling under massive debts. However, everyone struggling financially wants to know whether bankruptcy just trades one form of pain to another or actually provides the much-needed sigh of relief. Debtors want to know every terms, procedures, and benefit regarding the filing of bankruptcy. One […]

Category: ', Bankruptcy, Opinions Against Bankruptcy
How to settle your debt without being scammed
Posted by Editor at Jul
The phenomenon of increased indebtedness among Americans has occurred despite the belief that we are adverse to debt. A number of factors, including predatory lending practices, increases in the cost of living, shrinking incomes, and the erosion of the safety net for Americans, have all led to an increase in poverty and indebtedness among us. For […]

Category: ', Debt

Why most middle class families are filing personal bankruptcy
Posted by Editor at Jul

Bankruptcy is not a program which is easy to embrace, even if you are facing severe debt and financial issues. However, dire financial situation is ultimately forcing most of the Americans to opt for bankruptcy. Furthermore, after extensive research it was found that it has almost become a trend for the middle class Americans to […]

Category: ', Opinions Against Bankruptcy