Effective ways to avoid debt


Expensive life style and high standard of living has made people take up loan programs. When they are unable to pay back the loan, they often submerge in the pool of debt. There are many companies who offer help to settle the debt but often turn out to be unsuccessful. This article would share a few tips so that you can avoid falling into the maze of debt.

Effect of Bankruptcy on Debts


Bankruptcy cannot be far behind if you have not managed your finances well and if you don’t qualify for other debt relief options. When you are in debt, you may be exploring all possible ways to stay away from bankruptcy. And the fact is many options have come up that can serve as an alternative [...]

What is Debt Means Test?


The incidence of bankruptcy filings and foreclosure is at an all time high and debt trapped people are taking all possible measures to wriggle out of the country’s “economic avalanche”, which has managed to knock out consumers from the driver’s seat. It is a well known fact that prior to the liquidity crunch, the economy [...]

Bill AB350 to affect modus operandi of debt settlement companies


More and more consumers are opting for debt settlement as they are wrestling with their debts. Debt settlement is usually opted for when you fail to get the desired results from debt consolidation or you have not qualified for bankruptcy. Filing bankruptcy has become increasingly difficult after the new federal bankruptcy laws were introduced in [...]

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